Beyond Traditional Lending — Fast, Fair, Affordable.
Your small business is the result of your hard work and passion. We can provide working capital to help your business grow and expand. BizSmartDepot considers business performance — cash flow, credit card revenue and payment behavior — in addition to your credit history. We also do it at a fair rate. In as little as 7 business days, you can have affordable cash in hand.
At BizSmartDepot, our vision is to help small businesses improve their credit score through the successful repayment of a BizSmartDepot loan. The result: your chances of qualifying for a traditional bank loan in the future should improve.
Quick Decision, Competitive Rates, Fast Funding
BizSmartDepot loans work for the small business, not the other way around. We built a proprietary lending formula for small businesses that just miss the cut-off from traditional bank loans.
Small businesses with a healthy cash flow can qualify for $5,000 to $300,000 in financing with BizSmartDepot.
- A decision in 2 business days, funding within 5
- Rates typically up to 50% lower than merchant cash advances
- Interest charged only on business days — 257 days for a 12-month loan
- Daily payments reduce your principal faster, so you pay less interest
- We lend responsibly - lending only what your business cash flow can bear
More affordable, faster, easier to repay — BizSmartDepot is the smart way for small businesses to secure working capital.
Who Qualifies — The Facts and Figures
BizSmartDepot is dedicated to small businesses. To qualify for financing, an owner-operated business should:
- Have a business bank account
- Maintain an average bank account balance of $3,000
- Have been in operation for more than 1 year
- Operate a Retail, Medical & Dental Offices, Grocery Store, Non-Branded Franchise business with a diversified customer base.
Receive an Instant Decision
BizSmartDepot's Instant Decision application provides you a fast answer to whether you are qualified for a loan with us and the amount you could receive. In less than 5 minutes, our system will analyze your business performance in addition to credit history.
Contact us now to find out how we can help you expand your business. Thank you for considering our services! 1-877-917-3224. Click here for a free quote or consultation.
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Call Us: 1-877-917-3224
CALL US TOLL FREE 877-917-3224
"My business loan allowed me to buy more
inventory
and expand
my business."
Professional Business Plan & Grant Writer
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